You submit an electronic application
The underwriter aims to make a decision within 6 hours
The loan is processed according to a 7 Day Processing goal
The loan, if approved, is ready to close!
I don't have a lot of money for a down payment
Short on savings to put the standard 20% (or 15% or even 10%) down? Never fear, Movement has several low down payment loan options your loan officer can see if you qualify for. Check out a few that might be right for you.
A VA loan is a mortgage in the United States guaranteed by the U.S. Department of Veterans Affairs (VA), protecting the lender. The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). We're here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way.
If you would love to buy a home but lack of credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and includes attractive and flexible guidelines.
Fannie Mae HomeReady
If you are homebuyer with a good credit history and a stable job, but not a lot saved for a down payment, the Fannie Mae HomeReady™mortgage may be for you. HomeReady is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers.
Freddie Mac Home Possible and Home Possible Advantage
Looking for a fixed-rate conventional loan that goes easy on the down payment requirement? Look no further than Freddie Mac Home Possible and Home Possible Advantage options. Both are for qualified borrowers with good credit history who may have difficulty saving for a down payment.
I want to buy a house that needs some repairs
As renovation and home improvement loans become more and more popular in today's housing market, Movement offers product such as FAH 203k and Fannie Mae HomeStyle renovation programs.
As renovation and home improvement loans become more and more popular in today’s housing market, Movement offers products such as FHA 203k and Fannie Mae HomeStyle renovation programs to help homebuyers get one loan for both purchase and renovation costs.
I'm interested in refinancing for a better mortgage rate or taking advantage of built-up equity
Yes, Movement Mortgage can help you refinance your home if the time is right to lock in a better mortgage rate, or if you’re a longtime homeowner who would like to tap into built-up home equity.
I want to make sure my rate stays the same
One of our most popular mortgage products is a traditional fixed rate loan. This product gives homebuyers the comfort and ease of a consistent interest rate that will not change throughout the life of their loan. A fixed rate mortgage also provides our homebuyers with better control and flexibility to budget their finances.